A dispute over insurance coverage is something that most of us have to deal with at some point in our lives. Whether it’s a policy disagreement, an unauthorized billing dispute, or simply a general need for advice, it can be challenging to find clear answers through the opaque process of insurance companies. In these situations, consider hiring legal counsel and taking your matter into your own hands rather than winding up with little more than frustration and confusion. Here are five good reasons to consider hiring an attorney to help you with an insurance dispute.
1- Understanding of the Legal Process
If you’ve ever had to deal with an insurance company over a disputed billing, you probably know that the legal process can be confusing. Insurance companies have many interpretations of the same policy and use them depending on the circumstance. It’s virtually impossible to know what they will try next or how they will interpret your situation. Having a lawyer on your side gives you access to someone who can go head-to-head with the insurance companies and help you navigate their process.
2- Good at Negotiation
Once you have an attorney, they can negotiate on your behalf. This means you won’t have to deal with the insurance company’s tactics yourself. For example, the company representative may attempt to get you to open the lines of communication by offering a small settlement. In this situation, the attorney can be used as an intermediary. They can negotiate for you to get as much money as possible from the problem.
3- Expediting of Your Claim
When you have an attorney, you can call them when you’re ready to deal with the insurance company directly. If you do this, the pre-litigation steps will be sped up and much more accessible. You can have a claim assessment completed by a third party, so there is no question about your situation. You won’t have to worry about sending in additional documents and only having to make minor revisions once your initial correspondence gets back to you.
4- Prevention of Critical Mistakes
If you’re careless, minor mistakes can lead to more significant problems. For example, if a claim is improperly denied, you may need more time or resources to resolve it. You may have to take matters into your own hands and hire an attorney and lawyers to help with your case. You can avoid these situations by hiring someone first to resolve your issue before you miss out on an opportunity for compensation.
5- Assistance With Accessing Medical Care
If you’ve been injured and your insurance company denies your claim, you may not be able to get the medical care you need. This is especially true if the insurance company has already set a waiting period before they will offer any coverage. If so, consider hiring an attorney and working through the legal system. Your attorney should be able to help you get emergency medical care while they continue to work on resolving your claim with the insurance company.
Insurance claims can be frustrating and complicated, but they don’t have to be. If you’re worried that you don’t have the time or resources to resolve your insurance claim, you can always hire an attorney. A qualified attorney can help you navigate the legal system and ensure you’re getting the compensation you deserve.