A number of people with stable jobs lost them due to the pandemic and social distancing restrictions. The economic impact was immense leading the government to send stimulus checks on multiple occasions. The truth is that an injury can prohibit you from working for a period of time. Getting injured outside of work usually leaves an individual with little to no recourse. They will have to rehabilitate their injuries and find a new job if they have been let go from their current job. Financial stress can be something that tears marriages apart as most people do not truly know someone until they are broke and have nowhere to turn. The following are tips on how to stay afloat if injured and unable to work.
Try Earning Via Freelancing
The freelance economy is going to continue to boom as making your own schedule is appealing to so many people. The ability to pick which clients you want to work with and which you will drop gives you a sense of freedom. At a traditional job, you have to deal with clients your company works with regardless of how they treat you or if their demands are unrealistic. The ability to earn money while at home injured can allow you to recover without worrying about rushing back to work. Freelancing won’t be possible in some cases but there is a demand for nearly any skill that is related to writing, designing, or data entry.
Cut Your Spending Where Possible
When you are injured and unable to work it is important as you do not want to find yourself in financial peril after a few weeks. There are plenty of fixed costs that can decrease depending on your situation. Cable TV is a great example as there are so many streaming services that cost a fraction of traditional cable. Take the time to list out each expense that you have and research to see if there are cheaper alternatives. If you have unlimited data on your smartphone, you can even tether your device to a computer to decrease internet expenses. If you have been hurt at work, your company will likely have you go to work injury treatment at urgent care.
Apply For Unemployment Benefits If You Qualify
Unemployment can be a great option for someone that wants to stay afloat financially while they are injured. You could have lost your job due to your injury if it occurred outside of work. There are restrictions to this and you should look into unemployment benefits with someone that knows the process. Certain states have a far more complex process than others which can be difficult to navigate for those without experience. Seek professional help if you do not have any contacts that can help you with this. Your unemployment should be able to help you through a period of your rehabilitation.
Getting injured is a frustrating event especially when you are unable to work. Do not allow yourself to get behind financially as this will add a large amount of stress to your life.